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Social Security Timing: What Claiming at 62, 67 or 70 Actually Costs

Social Security Timing: What Claiming at 62, 67 or 70 Actually Costs

Jack Whittaker
Published on: 02/10/2026

Claiming Social Security at 62 pays 70% of your full benefit; waiting to 70 pays 124%. A 2026 worked example, with the break-even ages computed for all three.

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